Bayside Mortgage Solutions has access to the very best products and rates available across Canada.

Our rates are always competitive.

Make the right home financing decision.

Applying for a mortgage couldn’t be easier.

There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Videos

Current Rates

Current variable mortgage rate is

5.00%

Current prime rate is

2.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 3.09%
- $477.88
- 1.00%
- $376.78
- $101.1
- 1 Year
- 3.14%
- $480.46
- 1.74%
- $411.01
- $69.45
- 2 Years
- 3.19%
- $483.05
- 1.69%
- $408.64
- $74.41
- 3 Years
- 3.49%
- $498.74
- 1.69%
- $408.64
- $90.10
- 4 Years
- 3.74%
- $512.02
- 1.74%
- $411.01
- $101.01
- 5 Years
- 4.59%
- $558.49
- 1.79%
- $413.39
- $145.10
- 7 Years
- 5.35%
- $601.69
- 2.54%
- $449.96
- $151.73
- 10 Years
- 5.60%
- $616.23
- 2.94%
- $470.17
- $146.05

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

Request a Call Back

Let us call you back when it's convenient for you!

I was referred to a couple brokers by my realtor – Peter was the only one who answered right away. I had a unique situation which Peter walked me thru every step, providing me with call backs as we went thru the process. Peter was very personable, intelligent and responsive. I would not hesitate to send business his way.

Grant Wilson

My experience with Peter & his staff was amazing in handling my case. Moreover my mortgage situation (new business & multi property) is complex and it needs perseverance to make it happen. Peter is very professional and possesses thorough knowledge in what he does. I not only recommend the mortgage specialist Peter, but I guarantee once you have used his service you too will look no further. I want to express my heartfelt gratitude to Peter for assisting me with my situation. I would not have made it through if it wasn’t for him.

Raaj Chandra

We just finished getting the perfect mortgage! We just bought our first home!! Peter has been with us every step of the way! He’s gone above and beyond what we expected!!

I could keep going on and on about how happy we are with the service and advice we received from Peter! We will be telling all of our friends to use him.

Thank you so much for your professionalism, answering so promptly every little question/concern and making sure we knew what was going on in every step of the way!

Becky & Kim

I have been using Bayside Mortgage Solutions for the past 2 years now and it’s always a pleasure working with Peter Carstensen and his team. Bayside Mortgage consistently provides thorough, high quality service, having their client’s best interest at heart. Mortgage options with real values are honestly presented and possible solutions are discussed, providing you with the best financial advice. Response times are very quick, with a team always offering friendly service and advice.

Liezel Pistorius

I had no luck getting a mortgage with a major bank. Within eight days of meeting Peter, he had my mortgage approved. As a first time home buyer, he navigated the process for me seamlessly. With that kind of service, I’ll be a returning client.

Ryan Truant, MD, FRCPC Anesthesiologist

There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.

Videos

Current Rates

Request a Call Back

Let us call you back when it's convenient for you!

Take advantage of Dominion Lending Visa cards

Apply Now

Fast. Easy. Secure

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

Videos

Current Rates

Request a Call Back

Let us call you back when it's convenient for you!

Take advantage of Dominion Lending Visa cards

Apply Now

Fast. Easy. Secure

Keep up to date with the latest mortgage news

There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.