There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
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Current Rates
Current variable mortgage rate is
6.30%
Current prime rate is
7.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 7.49%
- $730.93
- $-55.64
-
- 1 Year
- 7.84%
- $753.03
- 6.93%
- $696.10
- $56.93
-
- 2 Years
- 7.34%
- $721.53
- 6.37%
- $661.96
- $59.57
-
- 3 Years
- 6.99%
- $699.80
- 5.44%
- $606.90
- $92.90
-
- 4 Years
- 6.79%
- $687.50
- 5.52%
- $611.56
- $75.94
-
- 5 Years
- 6.84%
- $690.57
- 4.99%
- $581.04
- $109.53
-
- 7 Years
- 7.10%
- $706.60
- 6.09%
- $645.17
- $61.43
-
- 10 Years
- 7.25%
- $715.92
- 6.14%
- $648.15
- $67.77
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This was the second time we used Peter and his team!! Anytime we asked a question, we got an immediate answer ! They knew what forms we needed and helped us along the way to make the mortgage process super simple and worry free!! Thank you so much for taking care of our family and we will use your team in the future for all our needs!! Also recommend anyone to get help from Peter and team .. you won’t be disappointed!!!!
Cheryl & Dean
Peter did my mortgage almost three years ago. It was an easy, well informed process and he put my family at ease with his knowledge and customer service. He still touches base and reviews our mortgage to see if there are any changes on our end, and if anything can be done on his. I recommend Peter to anyone looking for a mortgage – if it be a new home, refinance or renewal!
Sarah
Can’t say enough great things about Peter and Bayside Mortgages! We recently renewed our mortgage and Peter was so informative about our options, breaking down all of the details and making the whole process a lot less daunting! He got us a better rate than anyone else was offering. I highly recommend his amazing services!
Breanne
I was referred to a couple brokers by my realtor – Peter was the only one who answered right away. I had a unique situation which Peter walked me thru every step, providing me with call backs as we went thru the process. Peter was very personable, intelligent and responsive. I would not hesitate to send business his way.
Grant Wilson
Peter went above and beyond to help us with getting our mortgage figured out. Even after everything was done, he was still willing to answer my questions and contact financial institutions for me. Thank you so much for all your help!
Merentia
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