There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
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Current Rates
Current variable mortgage rate is
6.30%
Current prime rate is
7.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 7.49%
- $730.93
- $-55.64
-
- 1 Year
- 7.84%
- $753.03
- 6.74%
- $684.44
- $68.59
-
- 2 Years
- 7.34%
- $721.53
- 6.37%
- $661.96
- $59.57
-
- 3 Years
- 6.99%
- $699.80
- 5.44%
- $606.90
- $92.90
-
- 4 Years
- 6.79%
- $687.50
- 5.52%
- $611.56
- $75.94
-
- 5 Years
- 6.84%
- $690.57
- 4.99%
- $581.04
- $109.53
-
- 7 Years
- 7.10%
- $706.60
- 6.09%
- $645.17
- $61.43
-
- 10 Years
- 7.25%
- $715.92
- 6.14%
- $648.15
- $67.77
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Peter and Christine were excellent to deal with. Always quick with their replies and always willing to answer the many questions we had. Peter even took time out of his evening (twice) for phone meetings with us. They kept our realtor informed of everything as well which was very helpful. This is our second time using them and will continue to use them when needed!!
Trisia & Kevin
Excellent service – it was a pleasure working with you.
Elsie
I only spoke to Peter and genuinely appreciated his knowledge and frankness. He educated us on what would be our best course of action and explained that based on our situation it wasn’t in our best interest to leave our current mortgage provider. Rather than generating business for himself he put our financial well being ahead of his… I most definitely can’t say this of our bank. Thank you.
Lindsey
We would highly recommend Bayside Mortgage Solutions. Peter is very professional, he explains very clearly every step of the mortgage process and what to expect. We had a very good experience with him and he helped us with achieving our dream home.
Sam and Ng Izekue
Peter has a wonderful sense of humour that is absolutely essential when dealing with the financial world. I’ve appreciated his attention to detail while being accessible and responsive during my home refinance process.
Cris Van Schagen
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