Bayside Mortgage Solutions has access to the very best products and rates available across Canada.

Our rates are always competitive.

Make the right home financing decision.

Applying for a mortgage couldn’t be easier.

There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

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OUR HOUSE - Dreaming of a Vacation Property?

OUR HOUSE - We've Got A Mortgage For That!

OUR HOUSE - Need Some Extra Space For Your Growing Family?

OUR HOUSE - Thinking About Making A Change?

Current Rates

Current variable mortgage rate is

5.00%

Current prime rate is

3.95%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 3.34%
- $490.86
- 1.00%
- $376.78
- $114.08
- 1 Year
- 3.59%
- $504.03
- 3.49%
- $498.74
- $5.29
- 2 Years
- 3.74%
- $512.02
- 3.39%
- $493.48
- $18.54
- 3 Years
- 3.89%
- $520.07
- 3.44%
- $496.11
- $23.97
- 4 Years
- 3.94%
- $522.77
- 3.49%
- $498.74
- $24.03
- 5 Years
- 5.34%
- $601.11
- 3.54%
- $501.38
- $99.73
- 7 Years
- 5.80%
- $627.97
- 3.89%
- $520.07
- $107.89
- 10 Years
- 6.10%
- $645.76
- 4.14%
- $533.64
- $112.13

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Let us call you back when it's convenient for you!

My experience with Bayside Mortgage Solutions was awesome. They exceeded my expectations and I ended up with the best mortgage rate I have ever had!! Thanks Bayside Team, keep up the good work. I will recommend you to anyone I know who is looking for mortgages.

Launa

It was my first time working with a mortgage broker and it was a wonderful experience. Peter went above and beyond to ensure that I received the best mortgage options and was extremely good at explaining all processes. Peter and his team had amazing customer service as well which made the process so much easier. I would definitely suggest Peter and his team to anyone looking for a mortgage broker!

Stacey

I have been using Bayside Mortgage Solutions for the past 2 years now and it’s always a pleasure working with Peter Carstensen and his team. Bayside Mortgage consistently provides thorough, high quality service, having their client’s best interest at heart. Mortgage options with real values are honestly presented and possible solutions are discussed, providing you with the best financial advice. Response times are very quick, with a team always offering friendly service and advice.

Liezel Pistorius

We just finished getting the perfect mortgage! We just bought our first home!! Peter has been with us every step of the way! He’s gone above and beyond what we expected!!

I could keep going on and on about how happy we are with the service and advice we received from Peter! We will be telling all of our friends to use him.

Thank you so much for your professionalism, answering so promptly every little question/concern and making sure we knew what was going on in every step of the way!

Becky & Kim

Bayside Mortgage is fantastic! Peter has worked with us on 4 of our mortgages, in two different provinces, Alberta and Manitoba. He is patient and dedicated to providing the best service he can his clients. I highly recommend him to everyone.

Crystal and Nathan

There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.

Videos

Current Rates

Request a Call Back

Let us call you back when it's convenient for you!

Take advantage of Dominion Lending Visa cards

Apply Now

Fast. Easy. Secure

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

Videos

Current Rates

Request a Call Back

Let us call you back when it's convenient for you!

Take advantage of Dominion Lending Visa cards

Apply Now

Fast. Easy. Secure

Keep up to date with the latest mortgage news

There are generally two ways to get a mortgage in Canada:
From a bank or from a licensed mortgage professional.